The choice of an auto loan depends primarily from the place, where you are going to take it out. So, it is you who decides whether to apply for a loan to a bank or to a dealership. Though it is faster and easier to take out a loan in a dealership.
First of all, time saving is evident as it often takes no more than one or two hours to make a final verdict, while the bank usually considers the application within a week. Besides, car dealers often work with several banks at the same time, thus allowing a customer to choose the most appropriate and acceptable loan option. Moreover, a client is required to submit a much smaller number of documents than in a case of turning to a bank.
The list of documents and requirements necessary for obtaining a car loan includes: loan application, profile of the borrower, the local passport with residence permit, driving license (sometimes there are minimum requirement for a driving experience), an income statement, and employment history.
Read about environmental protection issues to be considered after a car purchase.